Generation utilises our trading relationship with our Insurer Partners to quote competitively for Retail Shops & Offices, including Homeworkers.

We look to provide the comprehensive cover required for your clients' businesses, as well as the flexibility to discuss those areas of bespoke cover that some businesses may require.

  • MD/BI Capacity £10 million per location
  • EL Limit of Liability £10,000,000
  • PL/Products Limit of Liability up to £5,000,000 or £10M for certain risks
  • Legal expenses limit any one Claim £100,000 / £25,000 as per policy wording. Aggregate Limit £1,000,000

Core covers include:

  • Trade contents
  • Stock including target stock
  • Computers and Electronic business equipment
  • Goods in Transit
  • Money
  • Deterioration of stock
  • Computer Breakdown


We offer flexibility

  • Wide appetite and extensive list of trades
  • Multiple shops accepted subject to trade occupancy
  • Options to include work away from the premises
  • Cover for drugs/refrigerated drugs and doctors bags away from premises for offices
  • Fidelity cover available on offices and retail
  • Terrorism available in GB

To find out more about our Services please contact our team today on T. +44 (0) 1912509559 or fill out the form below: