There are many risks associated with letting a property which is why it's important to have the right cover in place.

Our Property Owners Insurance products cover your clients against damage to their property by common risks such as fire, flood, storm or escape of water, loss of rental income and their liability as a property owner. Again flexibility is the key and our underwriters are happy to discuss any specific requirements your clients may need.

We offer the flexibility of obtaining quotations through our G-Trade portal or through traditional submissions to our underwriting team. Our product extends to both residential and commercial let properties.

Our premiums start from as low as (£250 Residential PO £300 Commercial PO)

  • Capacity to write £12.5m per location
  • Property Owners Liability up to £10m for certain risks
  • Employers Liability is available
  • Legal Expenses automatically included
  • Cover can be extended to include Terrorism (GB only)

We have an appetite to consider the following:

  • Residential Lets including DSS Universal benefit recipients
  • Students  – excluding student blocks
  • Housing of mixed occupancy
  • Short term unoccupied properties on a restricted perils or wider perils basis
  • Commercial Lets and Commercial Owner occupied properties.
  • Leisure (select trades only)
  • Asylum seekers considered on a case by case basis


We are not looking to write :

  • Takeaways involving deep fat frying without fire suppression systems in place
  • Council / Housing Association DSS referrals
  • Long term Unoccupied premises

To find out more about our Services please contact our team today on T. +44 (0) 1912509559 or fill out the form below: